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Each year is filled with many wonderful holidays. Every June 28^th, is a very special day to insurance agents; it is National Insurance Awareness Day!

National Insurance Awareness Day might not be celebrated with fireworks and birthday cake; however it serves as an important reminder to take the time to review your current insurance policies and to update your insurance policies to cover all the people and things that matter the most to you.

No one ever thinks they will be in an accident, have a house fire, or valuables be stolen. Yet it happens and it happens every day. One day it might happen even to you! Ensure you have a comprehensive insurance plan that protects you and what is valuable to you from the unknown and the unexpected.

Celebrate June 28^th by giving us a call at 269-925-0611; Monday to Friday 8:30 am to 5:00 pm or by visiting our website at Flaugh.com. Let one of our experienced insurance agents review your existing insurance policies to learn about how to protect what matters the most to you. Give yourself the best gift this June; call our office at 269-925-0611.

                                                                                  Happy National Insurance Awareness Day!

We service all of Southwest Michigan areas such as: Benton Harbor, St. Joseph, Coloma, Watervliet, New Buffalo, Baroda, Bridgman, Stevensville, Berrien Springs, Hagar Shore, etc.

The sun is shining, the flowers are blooming, and the birds are singing. This time of year, we hear another welcoming sound of spring, it is the roar of engines. If you rev up a motorcycle, classic car, ATV, or speed boat; protect your prized possessions with Flaugh Insurance Agency.  

All the time you spend washing and waxing your valuable ride will not prevent an accident from happening. Yet you can be prepared to take your ride out with a comprehensive insurance plan and hit the open road and waters. 

Many people assume their home and auto policies will extend to cover their recreational vehicles and boats. Many times, this is not the case. A specialized policy is needed to provide your ride with complete coverage and to protect you from risk if your ride is damaged or involved in a loss. Typically, insurance policies fall under three categories: liability coverage, physical damage coverage, and medical payments coverage. A personalized insurance program can reduce your financial responsibility for: 

• Medical Bills 
• Injury to others 
• Total Loss 
• Property Damage 
• Collision

Your valuable ride is worth more than just basic liability insurance and so are you! At Flaugh Insurance Agency, a team of experienced insurance agents can create a customized policy that can get you out of the garage and out riding on the roads and waters you belong on. 

Give one of our experienced agents a call at 269-952-0611 or visit Flaugh.com for more information.  

We service all of Southwest Michigan areas such as: Benton Harbor, St. Joseph, Coloma, Watervliet, New Buffalo, Baroda, Bridgman, Stevensville, Berrien Springs, Hagar Shore, etc.

Wherever you are, call our office! 

May is Small Business Month. At Flaugh Insurance, we want to celebrate our local small businesses in Benton Harbor, St Joseph, Coloma, Watervliet, Stevensville, and surrounding areas. We praise the efforts and dedications of small business owners and their staff. Please support all the locally owned stores, restaurants, boutiques, auto mechanics, and even your local independent insurance agent.

Flaugh Insurance has been owned and operated in Benton Harbor since 1943. As a third generation family business owner, I have lived and worked in this community my entire life. I love being part of the Southwest Michigan community. My grandparents started Flaugh Insurance over 78 years ago and I grew up knowing how important the role of being a business owner is in a small community. I value all friendships and relationships I have developed over the years, and I am thankful to continue on the family business.

The staff at Flaugh Insurance are more than your insurance agents; we are your friends and neighbors. We take pride being active and supportive members of our community. We purchase Girl Scout cookies from local troops, volunteer prepping food for the Benton Harbor Soup Kitchen, sponsor library reading programs, and donate to school programs.

As a small business owner we need the support of the community and the community needs support from us. Supporting local businesses and each other keeps our area growing and thriving.

Thank you,

Cory Flaugh

CHECKLIST FOR SAFE WINTER DRIVING

1. Check your battery. When the temperature drops, so does battery power. It takes more power   to start your vehicle in cold weather than in warm.
2. Make sure you have enough coolant in your vehicle. When coolant freezes it expands. If the coolant is low, it will expand and potentially damage your vehicle’s engine block beyond repair
3. Be sure you have enough windshield wiper fluid and that you use “no-freeze” fluid. You can go through a lot of windshield wiper fluid quickly in a single snowstorm.
4. Check your windshield wipers. Replace the blades if warn. Safe winter driving depends on maintaining the best visibility possible.
5. Inspect your tires. Check the tire pressure & make sure each tire is filled to the vehicle manufacturer’s suggested PSI (pounds per square inch). This information is listed on the label inside the driver’s door. Keep a tire pressure gauge in your vehicle.

TIPS FOR SAFE WINTER DRIVING

1. Every vehicle handles differently especially when driving on wet, icy, or snow-covered roads. Drive slowly & increase your following distance enough so that you have plenty of time to stop.
2. Know what kind of brakes your vehicle has & how to use them properly. If you have anti-lock brakes, apply firm pressure. If you do not have anti-lock brakes, pump the brakes gently.
3. If you start sliding, stay calm & ease your foot off the gas & carefully steer the vehicle in the direction you want the front of your vehicle to go. This procedure is known as “steering into the skid”, which will bring the back end of the vehicle in line with the front.
4. Check the weather & road conditions before you leave. Plan to leave early if necessary & plan an alternative route, if necessary, to get to your destination safely.
5. Carry items in your vehicle that you may need in an emergency – blankets, hats/gloves, water/food, snow shovel/broom.
6. If you are stalled in your vehicle, stay with your car – don’t walk somewhere to try & get help. While in your vehicle, do not run it for a long period of time with the windows up to avoid carbon monoxide poisoning. If you must run the vehicle, be sure the exhaust pipe is clear of any snow. Only run the vehicle long enough to get warm.

Remember, we are an independent, family owned, local agent who writes with several national carriers. We can service all of your insurance needs no matter where you are located - Benton Harbor, St. Joseph, Stevensville, New Buffalo, Hartford, Coloma, Watervliet, Berrien Springs, and many more! Call our office today to review your insurance!